Free tools

Mutual Fund Calculators

Plan any goal — drag the sliders or type exact values and see your money grow in real time.

Monthly SIP

Monthly investment

₹500₹1,00,000

Expected return (p.a.)

1%30%

Time period

1 yr40 yrs

Monthly amount is invested at the start of each month (annuity-due). Equity funds have historically delivered 11–13% over long periods, but returns are not guaranteed.

Projected Result

Invested amount—

Est. returns—

Total value—

InvestedReturns

Start this SIP ↗

Step-up SIP

Monthly investment (starting)

₹500₹1,00,000

Annual step-up

0%25%

Expected return (p.a.)

1%30%

Time period

1 yr40 yrs

Your monthly SIP increases by the step-up % once every 12 months — perfect for salaried investors with annual hikes.

Projected Result

Invested amount—

Est. returns—

Extra vs normal SIP—

Total value—

InvestedReturns

Start Step-up SIP ↗

Systematic Withdrawal Plan

Total corpus

₹5 L₹500 L (₹5 Cr)

Monthly withdrawal

₹1,000₹2,00,000

Expected return (p.a.)

1%20%

Withdrawal period

1 yr40 yrs

Annual increase in withdrawal

0%15%

Withdrawals happen at month-end. A conservative 6–8% assumption suits hybrid/debt-heavy withdrawal portfolios.

Withdrawal Result

Total withdrawn—

Corpus remaining—

Sustainability—

Corpus at endInitial corpus

Plan your SWP ↗

Lumpsum Investment

One-time amount

₹500₹2,00,00,000 (₹2 Cr)

Expected return (p.a.)

1%30%

Time period

1 yr40 yrs

Compounded annually. A large lumpsum right before a market fall can underperform a staggered SIP — consider STP for big amounts.

Projected Result

Invested amount—

Est. returns—

Total value—

InvestedReturns

Invest Lumpsum ↗

These projections use constant assumed returns for illustration only. Mutual fund returns vary year to year; use them for planning, not as guarantees. Want a plan built around your exact goals? Book a 1:1 consultation →