A step-up SIP automatically increases your monthly instalment every year — usually by 5–15%.
₹10,000 → 15 years @12%
| Plan | Invested | Corpus |
|---|---|---|
| Flat ₹10,000/month | ₹18.0 L | ₹50.5 L |
| Step-up 10%/year | ₹33.1 L | ₹66.8 L |
Most platforms support a top-up mandate — the platform raises the amount automatically every 12 months.
Mutual fund investments are subject to market risks. This article is for education, not personalised advice.