Compound interest is the single most important concept in mutual fund investing. When your investment earns returns, those returns start earning their own returns — year after year the growth snowballs.
₹5,000 a month, 25 years, 12% return
| Years | You invested | Value @ 12% |
|---|---|---|
| 10 | ₹6.0 L | ₹11.6 L |
| 20 | ₹12.0 L | ₹50.0 L |
| 25 | ₹15.0 L | ₹94.9 L |
By year 25, over 84% of the final value is returns, not your money. That is the curve bending.
Your best investing years are the ones you can't get back. Start small, start now.
Open the SIP calculator and see your own curve bend — then try the Step-up SIP tab.
Mutual fund investments are subject to market risks. This article is for education, not personalised advice.