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Mutual Fund Calculators

Drag the sliders or type exact values — results update in real time.

Monthly SIP

₹500₹1,00,000
1%30%
1 yr40 yrs
Monthly amount is invested at the start of each month (annuity-due). Equity funds have historically delivered 11–13% over long periods, but returns are not guaranteed.

Projected Result

Invested amount—
Est. returns—
Total value—
InvestedReturns

Step-up SIP

₹500₹1,00,000
0%25%
1%30%
1 yr40 yrs
Your monthly SIP increases by the step-up % once every 12 months — perfect for salaried investors with annual hikes.

Projected Result

Invested amount—
Est. returns—
Extra vs normal SIP—
Total value—
InvestedReturns

Systematic Withdrawal Plan

₹5 L₹500 L (₹5 Cr)
₹1,000₹2,00,000
1%20%
1 yr40 yrs
0%15%
Withdrawals happen at month-end. A conservative 6–8% assumption suits hybrid/debt-heavy withdrawal portfolios.

Withdrawal Result

Total withdrawn—
Corpus remaining—
Sustainability—
Corpus at endInitial corpus

Lumpsum Investment

₹500₹2,00,00,000 (₹2 Cr)
1%30%
1 yr40 yrs
Compounded annually. A large lumpsum right before a market fall can underperform a staggered SIP — consider STP for big amounts.

Projected Result

Invested amount—
Est. returns—
Total value—
InvestedReturns

These projections use constant assumed returns for illustration only. Mutual fund returns vary year to year; use them for planning, not as guarantees. Want a plan built around your exact goals? Book a 1:1 consultation →

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Popular calculators

SIP

₹5,000/mo for 15 yrs @12% ≈ ₹25.2 L

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Step-up SIP

Increase 10% every year, watch the corpus jump.

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SWP

Plan monthly income from your corpus post-retirement.

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Lumpsum

Bonus or one-time amount? Project compounding.

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Free Calculators

SIP, Step-up SIP, SWP and Lumpsum calculators with visual growth charts — plan any goal in seconds.

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Check real SIP XIRR and lumpsum returns of 1700+ mutual fund schemes using live NAV data.

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