/* ==========================================================
   SKP Wealth — Design System
   ========================================================== */
:root {
  --navy: #0d0d0d;
  --navy-2: #1c1c1c;
  --ink: #1a1a1a;
  --muted: #6b6b6b;
  --line: #e5e5e5;
  --bg: #f7f7f7;
  --card: #ffffff;
  --accent: #f0a63a;
  --accent-2: #2fbf71;
  --red: #e0455e;
  --gold: #d4a017;
  --radius: 14px;
  --shadow: 0 10px 30px rgba(0, 0, 0, .08);
  --shadow-lg: 0 18px 50px rgba(0, 0, 0, .16);
  --font: "Segoe UI", system-ui, -apple-system, Roboto, "Helvetica Neue", Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; }
a { color: #1f1f1f; text-decoration: none; }
a:hover { text-decoration: underline; }
.container { width: min(1160px, 92%); margin: 0 auto; }
.hidden { display: none !important; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 60;
  background: rgba(0, 0, 0, .96);
  backdrop-filter: blur(8px);
  color: #fff;
  border-bottom: 3px solid var(--accent);
}
.header-inner {
  display: flex; align-items: center; gap: 18px;
  min-height: 66px; flex-wrap: nowrap; padding: 8px 0;
}
.logo { display: flex; align-items: center; gap: 10px; color: #fff; font-weight: 800; font-size: 1.06rem; text-decoration: none; }
.logo:hover { text-decoration: none; }
.logo .mark {
  width: 40px; height: 40px; border-radius: 10px; flex: 0 0 40px;
  background: linear-gradient(135deg, var(--accent), #d98c1f);
  color: #0d0d0d; display: grid; place-items: center;
  font-size: .8rem; font-weight: 900; letter-spacing: .5px;
}
.logo .sub { display: block; font-size: .68rem; font-weight: 500; color: #a3a3a3; letter-spacing: .4px; }
nav.main-nav { margin-left: auto; display: flex; align-items: center; gap: 4px; }
nav.main-nav a {
  color: #e5e5e5; padding: 8px 11px; border-radius: 8px; font-size: .92rem; font-weight: 600;
  white-space: nowrap; flex-shrink: 0;
}
nav.main-nav a:hover { background: rgba(255, 255, 255, .1); color: #fff; text-decoration: none; }
nav.main-nav a.active { color: var(--accent); background: rgba(240, 166, 58, .12); }
.cta-btn {
  display: inline-block; background: var(--accent); color: #0d0d0d !important;
  font-weight: 800; padding: 10px 18px !important; border-radius: 10px;
  box-shadow: 0 6px 18px rgba(240, 166, 58, .35);
}
.cta-btn:hover { filter: brightness(1.07); text-decoration: none; }

/* ---------- Live ticker ---------- */
.ticker-wrap {
  background: #0a0a0a; color: #e5e5e5; overflow: hidden;
  border-bottom: 1px solid rgba(255, 255, 255, .07);
  font-size: .86rem; font-weight: 600;
}
.ticker { display: flex; width: max-content; animation: tickerScroll 32s linear infinite; }
.ticker-wrap:hover .ticker { animation-play-state: paused; }
.ticker .t-item {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 9px 28px; white-space: nowrap; border-right: 1px solid rgba(255,255,255,.08);
}
.ticker .t-name { color: #8f8f8f; font-weight: 700; letter-spacing: .5px; }
.ticker .up { color: #43d787; }
.ticker .down { color: #ff6b81; }
@keyframes tickerScroll { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* desktop: TradingView tape, numeric fallback hidden */
#ticker { display: none; }
/* mobile: half-height compact ticker (crisp text, no clipped iframe) */
@media (max-width: 620px) {
  #tv-ticker { display: none; }
  #ticker {
    display: flex;
    width: max-content;
    animation: tickerScroll 24s linear infinite;
    font-size: .76rem;
  }
  #ticker .t-item { padding: 3px 16px; line-height: 1.2; }
  .ticker-wrap { min-height: 0; }
}

/* ---------- Hero ---------- */
.hero {
  background:
    radial-gradient(900px 420px at 85% -10%, rgba(240, 166, 58, .18), transparent 60%),
    radial-gradient(700px 380px at 0% 110%, rgba(255, 255, 255, .05), transparent 60%),
    linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%);
  color: #fff; padding: 74px 0 84px; position: relative; overflow: hidden;
}
.hero::after {
  content: ""; position: absolute; inset: 0;
  background-image: linear-gradient(rgba(255,255,255,.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.045) 1px, transparent 1px);
  background-size: 44px 44px; pointer-events: none;
}
.hero-inner { position: relative; z-index: 1; display: grid; grid-template-columns: 1.15fr .85fr; gap: 44px; align-items: center; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(240, 166, 58, .14); border: 1px solid rgba(240, 166, 58, .4);
  color: var(--accent); font-size: .78rem; font-weight: 800; letter-spacing: 1.2px;
  padding: 7px 14px; border-radius: 999px; text-transform: uppercase;
}
.hero h1 { font-size: clamp(2rem, 4.4vw, 3.15rem); line-height: 1.14; margin: 18px 0 14px; letter-spacing: -.5px; }
.hero h1 .gold { color: var(--accent); }
.hero p.lead { color: #c9c9c9; font-size: 1.06rem; max-width: 560px; margin: 0 0 26px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }
.btn {
  display: inline-flex; align-items: center; gap: 8px; justify-content: center;
  padding: 13px 26px; border-radius: 12px; font-weight: 800; font-size: .96rem;
  border: 2px solid transparent; cursor: pointer; transition: transform .15s ease, box-shadow .15s ease;
  text-decoration: none;
}
.btn:hover { transform: translateY(-2px); text-decoration: none; }
.btn-accent { background: var(--accent); color: #0d0d0d; box-shadow: 0 10px 26px rgba(240, 166, 58, .35); }
.btn-ghost { border-color: rgba(255, 255, 255, .35); color: #fff; }
.btn-ghost:hover { background: rgba(255, 255, 255, .08); }
.btn-primary { background: var(--navy); color: #fff; }
.btn-outline { border-color: var(--navy); color: var(--navy); background: transparent; }
.btn-outline:hover { background: var(--navy); color: #fff; }
.trust-row { display: flex; gap: 26px; flex-wrap: wrap; margin-top: 34px; }
.trust-row .t { color: #c9c9c9; font-size: .86rem; display: flex; gap: 8px; align-items: center; }
.trust-row .t b { color: #fff; font-size: 1.05rem; }

/* Market snapshot card on hero */
.market-card {
  background: rgba(255, 255, 255, .06); border: 1px solid rgba(255, 255, 255, .14);
  border-radius: 18px; padding: 22px; backdrop-filter: blur(6px); box-shadow: var(--shadow-lg);
}
.market-card h3 { margin: 0 0 6px; font-size: .8rem; letter-spacing: 1.4px; text-transform: uppercase; color: #8f8f8f; }
.live-dot { display: inline-block; width: 8px; height: 8px; border-radius: 50%; background: #43d787; margin-right: 6px; animation: pulse 1.6s infinite; }
@keyframes pulse { 0%, 100% { opacity: 1; } 50% { opacity: .35; } }
.quote-grid { display: grid; gap: 10px; margin-top: 12px; }
.quote {
  display: flex; align-items: center; justify-content: space-between; gap: 10px;
  background: rgba(0, 0, 0, .25); border: 1px solid rgba(255, 255, 255, .09);
  border-radius: 12px; padding: 12px 14px;
}
.quote .q-name { font-weight: 700; font-size: .92rem; }
.quote .q-name small { display: block; font-weight: 500; color: #8a8a8a; font-size: .72rem; }
.quote .q-val { text-align: right; font-variant-numeric: tabular-nums; }
.quote .q-val .v { font-weight: 800; font-size: 1.02rem; }
.quote .q-val .chg { font-size: .8rem; font-weight: 700; }
.up { color: #43d787; } .down { color: #ff6b81; }

/* ---------- Sections ---------- */
section.section { padding: 72px 0; }
section.section.alt { background: #efefef; }
.section-head { max-width: 720px; margin: 0 auto 40px; text-align: center; }
.section-head .kicker { color: var(--accent); font-weight: 800; letter-spacing: 1.6px; font-size: .78rem; text-transform: uppercase; }
.section-head h2 { font-size: clamp(1.5rem, 3vw, 2.1rem); margin: 8px 0 10px; color: var(--navy); letter-spacing: -.4px; }
.section-head p { color: var(--muted); margin: 0; }

.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 26px; }

.card {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px; box-shadow: var(--shadow); transition: transform .18s ease, box-shadow .18s ease;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.card .icon {
  width: 48px; height: 48px; border-radius: 12px; display: grid; place-items: center;
  background: linear-gradient(135deg, #fff4e0, #ffe6bb); color: #b07208; font-size: 1.3rem; margin-bottom: 16px;
}
.card.green .icon { background: linear-gradient(135deg, #e3f8ec, #c9f0d9); color: #157a47; }
.card.blue .icon { background: linear-gradient(135deg, #efefef, #dcdcdc); color: #1f1f1f; }
.card h3 { margin: 0 0 8px; font-size: 1.12rem; color: var(--navy); }
.card p { margin: 0; color: var(--muted); font-size: .94rem; }
.card a.more { display: inline-block; margin-top: 14px; font-weight: 700; }

/* ---------- Calculator ---------- */
.calc-tabs { display: flex; flex-wrap: wrap; gap: 10px; justify-content: center; margin-bottom: 30px; }
.calc-tab {
  padding: 11px 20px; border-radius: 999px; border: 1.5px solid var(--line);
  background: #fff; font-weight: 700; font-size: .9rem; color: var(--muted); cursor: pointer;
  transition: all .15s ease;
}
.calc-tab:hover { border-color: var(--accent); color: var(--navy); }
.calc-tab.active { background: var(--navy); border-color: var(--navy); color: #fff; box-shadow: 0 8px 20px rgba(0,0,0,.25); }
.calc-panel { display: none; }
.calc-panel.active { display: block; animation: fadeIn .3s ease; }
@keyframes fadeIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: none; } }
.calc-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 26px; align-items: start; }
.calc-form { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; box-shadow: var(--shadow); }
.field { margin-bottom: 20px; }
.field label { display: flex; justify-content: space-between; font-weight: 700; font-size: .88rem; color: var(--ink); margin-bottom: 8px; }
.field label output { color: var(--accent); font-weight: 800; }
.field input[type="range"] { width: 100%; accent-color: var(--accent); }
.range-row { display: flex; gap: 12px; align-items: center; }
.range-row input[type="number"] {
  width: 108px; flex: 0 0 108px;
  padding: 8px 10px; border: 1.5px solid var(--line); border-radius: 9px;
  font-size: .9rem; font-weight: 700; font-family: inherit;
  background: #fafafa; color: var(--navy);
  -moz-appearance: textfield;
}
.range-row input[type="number"]::-webkit-outer-spin-button, .range-row input[type="number"]::-webkit-inner-spin-button { -webkit-appearance: none; margin: 0; }
.range-row input[type="number"]:focus { outline: 2px solid rgba(240,166,58,.4); border-color: var(--accent); }
.range-row input[type="range"] { flex: 1; }
@media (max-width: 620px) {
  .range-row input[type="number"] { width: 96px; flex-basis: 96px; }
}
.field input[type="number"], .field input[type="text"], .field input[type="email"], .field select, .field textarea {
  width: 100%; padding: 11px 13px; border: 1.5px solid var(--line); border-radius: 10px;
  font-size: .95rem; font-family: inherit; background: #fafafa;
}
.field input:focus, .field select:focus, .field textarea:focus { outline: 2px solid rgba(240,166,58,.4); border-color: var(--accent); }
.field .range-vals { display: flex; justify-content: space-between; color: var(--muted); font-size: .74rem; margin-top: 4px; }
.calc-result { background: linear-gradient(160deg, var(--navy), var(--navy-2)); color: #fff; border-radius: var(--radius); padding: 26px; box-shadow: var(--shadow-lg); }
.calc-result h3 { margin: 0 0 18px; font-size: 1rem; letter-spacing: 1px; text-transform: uppercase; color: #8f8f8f; }
.result-rows { display: grid; gap: 12px; }
.result-row { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; border-bottom: 1px dashed rgba(255,255,255,.15); padding-bottom: 12px; }
.result-row .k { color: #a3a3a3; font-size: .88rem; }
.result-row .v { font-weight: 800; font-size: 1.12rem; font-variant-numeric: tabular-nums; }
.result-row.hero-row { border-bottom: none; padding: 14px; background: rgba(240,166,58,.12); border: 1px solid rgba(240,166,58,.35); border-radius: 12px; }
.result-row.hero-row .v { color: var(--accent); font-size: 1.5rem; }
.gain-bar { height: 10px; border-radius: 999px; background: rgba(255,255,255,.12); overflow: hidden; margin-top: 16px; }
.gain-bar .fill { height: 100%; width: 0; border-radius: 999px; background: linear-gradient(90deg, var(--accent-2), var(--accent)); transition: width .5s ease; }
.gain-legend { display: flex; justify-content: space-between; color: #a3a3a3; font-size: .74rem; margin-top: 6px; }
.growth-chart { margin-top: 20px; }
.growth-chart svg { width: 100%; height: auto; display: block; }
.calc-note { color: var(--muted); font-size: .8rem; margin-top: 16px; }
.calc-cta { margin-top: 18px; display: flex; gap: 10px; flex-wrap: wrap; }

/* ---------- MF Live Return lookup ---------- */
.lookup-head { display: flex; gap: 10px; flex-wrap: wrap; }
.lookup-head input { flex: 1; min-width: 240px; }
.lookup-status { margin-top: 10px; color: var(--muted); font-size: .84rem; min-height: 1.2em; }
.suggestions { list-style: none; margin: 6px 0 0; padding: 0; background: #fff; border: 1px solid var(--line); border-radius: 12px; box-shadow: var(--shadow-lg); max-height: 300px; overflow: auto; position: absolute; z-index: 30; width: min(640px, 92%); }
.suggestions li { padding: 11px 15px; cursor: pointer; border-bottom: 1px solid #f0f3f8; font-size: .9rem; display: flex; justify-content: space-between; gap: 12px; }
.suggestions li:hover { background: #fff7e8; }
.suggestions li small { color: var(--muted); }
.scheme-meta { display: flex; gap: 10px; flex-wrap: wrap; margin: 14px 0; }
.chip { background: #efefef; border: 1px solid var(--line); color: var(--muted); padding: 5px 12px; border-radius: 999px; font-size: .78rem; font-weight: 700; }
.chip.on { background: rgba(47,191,113,.12); border-color: rgba(47,191,113,.4); color: #157a47; }
.mf-result-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin-top: 10px; }
.mf-stat { background: #fafafa; border: 1px solid var(--line); border-radius: 12px; padding: 16px; text-align: center; }
.mf-stat .k { color: var(--muted); font-size: .78rem; font-weight: 700; text-transform: uppercase; letter-spacing: .6px; }
.mf-stat .v { font-size: 1.3rem; font-weight: 800; color: var(--navy); margin-top: 4px; font-variant-numeric: tabular-nums; }
.mf-stat .v.up { color: #157a47; } .mf-stat .v.down { color: var(--red); }

/* ---------- Blogs ---------- */
.blog-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.post-card { display: flex; flex-direction: column; }
.post-card .cat { align-self: flex-start; font-size: .72rem; font-weight: 800; letter-spacing: 1px; text-transform: uppercase; color: #b07208; background: #fff4e0; padding: 5px 11px; border-radius: 999px; margin-bottom: 12px; }
.post-card h3 { font-size: 1.08rem; }
.post-card .meta { color: var(--muted); font-size: .8rem; margin-bottom: 8px; }
.post-card p { flex: 1; }
.article-hero { background: linear-gradient(160deg, var(--navy), var(--navy-2)); color: #fff; padding: 64px 0 56px; }
.article-hero .kicker { color: var(--accent); font-weight: 800; letter-spacing: 1.6px; text-transform: uppercase; font-size: .78rem; }
.article-hero h1 { font-size: clamp(1.6rem, 3.4vw, 2.4rem); margin: 10px 0; letter-spacing: -.4px; }
.article-hero .meta { color: #a3a3a3; font-size: .88rem; }
.article-body { background: #fff; border-radius: var(--radius); border: 1px solid var(--line); box-shadow: var(--shadow); padding: clamp(22px, 4vw, 46px); margin-top: -34px; }
.article-body h2 { color: var(--navy); font-size: 1.3rem; margin: 30px 0 10px; }
.article-body p, .article-body li { color: #3a3a3a; font-size: 1rem; }
.article-body blockquote { margin: 22px 0; padding: 16px 20px; background: #fff7e8; border-left: 4px solid var(--accent); border-radius: 0 10px 10px 0; color: #7a5207; font-weight: 600; }
.article-body table { width: 100%; border-collapse: collapse; margin: 18px 0; font-size: .92rem; }
.article-body th, .article-body td { border: 1px solid var(--line); padding: 10px 12px; text-align: left; }
.article-body th { background: #f2f5fa; color: var(--navy); }
.back-link { display: inline-flex; align-items: center; gap: 6px; font-weight: 700; margin-bottom: 12px; }

/* ---------- Forms / contact ---------- */
.form-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 30px; box-shadow: var(--shadow); }
.form-card .row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-status { margin-top: 14px; padding: 12px 15px; border-radius: 10px; font-weight: 600; font-size: .9rem; display: none; }
.form-status.ok { display: block; background: #e3f8ec; color: #157a47; border: 1px solid #bfe8d0; }
.form-status.err { display: block; background: #fdeaed; color: #b02a3c; border: 1px solid #f5c2ca; }
.contact-side h3 { color: var(--navy); margin-top: 0; }
.contact-line { display: flex; gap: 12px; align-items: flex-start; margin: 16px 0; }
.contact-line .ico { width: 40px; height: 40px; flex: 0 0 40px; border-radius: 10px; background: #fff4e0; color: #b07208; display: grid; place-items: center; }
.contact-line a { font-weight: 700; word-break: break-all; }
.contact-line p { margin: 2px 0 0; color: var(--muted); font-size: .88rem; }

/* ---------- Social ---------- */
.social-row { display: flex; flex-wrap: wrap; gap: 14px; justify-content: center; }
.social-btn {
  display: inline-flex; align-items: center; gap: 10px; padding: 12px 20px; border-radius: 12px;
  font-weight: 700; font-size: .92rem; color: #fff !important; text-decoration: none;
  box-shadow: var(--shadow); transition: transform .15s ease;
}
.social-btn:hover { transform: translateY(-3px); text-decoration: none; }
.social-btn svg { width: 18px; height: 18px; fill: currentColor; }
.sb-youtube { background: #ff0000; } .sb-facebook { background: #1877f2; } .sb-instagram { background: linear-gradient(45deg, #f09433, #e6683c, #dc2743, #cc2366, #bc1888); }
.sb-linkedin { background: #0a66c2; } .sb-x { background: #111; } .sb-telegram { background: #229ed9; } .sb-whatsapp { background: #25d366; } .sb-link { background: #1f1f1f; }

/* ---------- Social tiles with follower counts (home) ---------- */
.social-tiles { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.social-tile {
  display: flex; align-items: center; gap: 16px; padding: 20px 22px;
  background: #fff; border: 1px solid var(--line); border-radius: 14px;
  box-shadow: var(--shadow); text-decoration: none; color: var(--ink) !important;
  transition: transform .16s ease, box-shadow .16s ease;
}
.social-tile:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); text-decoration: none; }
.social-tile .st-ico {
  width: 52px; height: 52px; flex: 0 0 52px; border-radius: 14px;
  display: grid; place-items: center; color: #fff;
}
.social-tile .st-ico svg { width: 24px; height: 24px; fill: currentColor; }
.social-tile .st-youtube { background: #ff0000; } .social-tile .st-facebook { background: #1877f2; }
.social-tile .st-instagram { background: linear-gradient(45deg, #f09433, #e6683c, #dc2743, #cc2366, #bc1888); }
.social-tile .st-linkedin { background: #0a66c2; } .social-tile .st-x { background: #111; }
.social-tile .st-telegram { background: #229ed9; } .social-tile .st-whatsapp { background: #25d366; }
.social-tile .st-link { background: #1f1f1f; }
.social-tile .st-name { font-weight: 800; font-size: .98rem; color: var(--navy); }
.social-tile .st-count { display: block; color: var(--muted); font-size: .82rem; font-weight: 600; margin-top: 2px; }

/* ---------- Consultation ---------- */
.price-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.price-card { background: #fff; border: 1.5px solid var(--line); border-radius: var(--radius); padding: 28px; text-align: center; box-shadow: var(--shadow); position: relative; }
.price-card.featured { border-color: var(--accent); box-shadow: 0 18px 50px rgba(240,166,58,.22); }
.price-card .badge { position: absolute; top: -13px; left: 50%; transform: translateX(-50%); background: var(--accent); color: #0d0d0d; font-size: .72rem; font-weight: 900; letter-spacing: 1px; padding: 5px 14px; border-radius: 999px; text-transform: uppercase; }
.price-card .price { font-size: 2rem; font-weight: 900; color: var(--navy); margin: 12px 0 2px; }
.price-card .per { color: var(--muted); font-size: .82rem; }
.price-card ul { list-style: none; padding: 0; margin: 18px 0; text-align: left; }
.price-card li { padding: 8px 0; border-bottom: 1px dashed var(--line); color: #3a3a3a; font-size: .92rem; display: flex; gap: 9px; }
.price-card li::before { content: "✓"; color: var(--accent-2); font-weight: 900; }
.steps-list { counter-reset: step; }
.steps-list li { list-style: none; counter-increment: step; position: relative; padding: 0 0 22px 52px; }
.steps-list li::before {
  content: counter(step); position: absolute; left: 0; top: -2px;
  width: 36px; height: 36px; border-radius: 50%; background: var(--navy); color: var(--accent);
  font-weight: 900; display: grid; place-items: center;
}

/* ---------- Footer ---------- */
.site-footer { background: #0a0a0a; color: #a3a3a3; padding: 60px 0 0; margin-top: 0; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr; gap: 34px; padding-bottom: 40px; }
.site-footer h4 { color: #fff; font-size: .95rem; letter-spacing: .6px; margin: 0 0 14px; text-transform: uppercase; }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin: 8px 0; }
.site-footer li svg { width: 16px; height: 16px; vertical-align: -3px; margin-right: 6px; }
.site-footer a { color: #a3a3a3; }
.site-footer a:hover { color: var(--accent); }
.footer-social { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 14px; }
.footer-social a { width: 38px; height: 38px; border-radius: 10px; display: grid; place-items: center; background: rgba(255,255,255,.08); transition: background .15s; }
.footer-social a:hover { background: var(--accent); color: #0d0d0d; }
.footer-social svg { width: 17px; height: 17px; fill: currentColor; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.09); padding: 18px 0; font-size: .8rem; display: flex; justify-content: space-between; gap: 10px; flex-wrap: wrap; }
.disclaimer { background: rgba(255,255,255,.04); border-top: 1px solid rgba(255,255,255,.07); padding: 18px 0; font-size: .74rem; color: #7d8fa9; line-height: 1.55; }

/* ---------- Responsive ---------- */
@media (max-width: 960px) {
  .hero-inner, .grid-2, .calc-grid { grid-template-columns: 1fr; }
  .grid-3, .grid-4, .blog-grid, .price-cards, .mf-result-grid { grid-template-columns: repeat(2, 1fr); }
  .social-tiles { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }

  /* ---------- mobile burger menu ---------- */
  /* logo + tagline shrink so logo and toggle always stay on ONE row */
  .header-inner { gap: 10px; }
  .logo { font-size: .92rem; gap: 8px; min-width: 0; }
  .logo .mark { width: 32px; height: 32px; flex: 0 0 32px; font-size: .66rem; border-radius: 8px; }
  .logo img { height: 34px !important; }
  .logo > span:not(.mark) {
    min-width: 0;
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
  }
  .logo .sub { font-size: .6rem; letter-spacing: .2px; }

  .nav-toggle {
    display: inline-flex;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
    margin-left: auto;
    width: 44px; height: 40px;
    padding: 8px 10px;
    background: rgba(255, 255, 255, .06);
    border: 1px solid rgba(255, 255, 255, .18);
    border-radius: 10px;
    cursor: pointer;
  }
  .nav-toggle span {
    display: block; height: 2px; width: 100%;
    background: #fff; border-radius: 2px;
    transition: transform .25s, opacity .2s;
  }
  .nav-toggle.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .nav-toggle.open span:nth-child(2) { opacity: 0; }
  .nav-toggle.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

  nav.main-nav {
    position: absolute;
    top: 100%; left: 0; right: 0;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 2px;
    margin: 0;
    padding: 10px 16px 18px;
    background: #0d0d0d;
    border-bottom: 3px solid var(--accent);
    box-shadow: 0 18px 40px rgba(0, 0, 0, .35);
  }
  nav.main-nav.open { display: flex; }
  nav.main-nav a { padding: 12px 14px; font-size: 1rem; border-radius: 8px; }
  nav.main-nav .cta-btn { text-align: center; margin-top: 8px; }
}
@media (min-width: 961px) {
  .nav-toggle { display: none; }
}
/* narrow desktop: tighter links + shrinkable brand so nav stays on ONE line */
@media (min-width: 961px) and (max-width: 1180px) {
  nav.main-nav { gap: 2px; }
  nav.main-nav a { padding: 8px 6px; font-size: .84rem; }
  .cta-btn { padding: 9px 12px !important; }
  .header-inner { gap: 12px; }
  .logo { font-size: .95rem; gap: 8px; }
  .logo > span:not(.mark) {
    min-width: 0;
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
  }
  .logo .sub { font-size: .6rem; }
}
@media (max-width: 620px) {
  .grid-3, .grid-4, .blog-grid, .price-cards, .mf-result-grid { grid-template-columns: 1fr; }
  .social-tiles { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .form-card .row { grid-template-columns: 1fr; }
  section.section { padding: 52px 0; }
}

/* ============================================================
   SLIDERS — shared engine (hero + banner)
   ============================================================ */
.js-slider {
  position: relative;
  overflow: hidden;
}
.slider-track { display: flex; transition: transform .55s cubic-bezier(.22,.8,.3,1); }
.slider-slide { position: relative; flex: 0 0 100%; min-width: 0; }

/* ---------- text/hero variant ---------- */
.hero-slider {
  background: var(--navy);
  border-top: 3px solid var(--accent);
  border-bottom: 3px solid var(--accent);
}
.hs-slide {
  min-height: 300px;
  display: flex;
  align-items: center;
  background:
    radial-gradient(1100px 400px at 85% -20%, rgba(255, 255, 255, .06), transparent 60%),
    radial-gradient(900px 500px at 8% 110%, rgba(240,166,58,.20), transparent 55%),
    linear-gradient(120deg, var(--navy), var(--navy-2));
}
.hs-img {
  position: absolute; inset: 0;
  background-size: cover;
  background-position: center;
  opacity: .85;
}
.hs-content {
  position: relative;
  z-index: 1;
  width: 100%;
  max-width: 1160px;
  margin: 0 auto;
  padding: 56px 24px;
}
.hs-content h2 {
  margin: 0 0 10px;
  color: #fff;
  font-size: clamp(1.6rem, 3.6vw, 2.6rem);
  line-height: 1.15;
  text-shadow: 0 2px 18px rgba(0, 0, 0, .55);
}
.hs-content p {
  margin: 0 0 20px;
  color: #e0e0e0;
  font-size: clamp(.95rem, 1.6vw, 1.12rem);
  max-width: 640px;
  text-shadow: 0 1px 12px rgba(0, 0, 0, .55);
}
.hs-content .btn-accent {
  background: var(--accent);
  color: #0d0d0d;
  box-shadow: 0 8px 26px rgba(240, 166, 58, .35);
}

/* ---------- image-only banner variant (1600x600 design) ---------- */
.banner-slider {
  background: var(--navy);
}
.bs-slide img {
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 6;
  object-fit: contain;
  background: #0d0d0d;
}
@media (max-width: 720px) {
  .bs-slide img { aspect-ratio: auto; }
}

/* ---------- shared controls ---------- */
.slider-arrow {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  z-index: 2;
  width: 42px; height: 42px;
  display: grid; place-items: center;
  border: 1px solid rgba(255, 255, 255, .25);
  border-radius: 50%;
  background: rgba(0, 0, 0, .45);
  color: #fff;
  cursor: pointer;
  transition: background .2s;
}
.slider-arrow:hover { background: rgba(240, 166, 58, .9); color: #0d0d0d; }
.slider-arrow svg { width: 20px; height: 20px; }
.slider-prev { left: 14px; }
.slider-prev svg { transform: rotate(180deg); }
.slider-next { right: 14px; }
.slider-dots {
  position: absolute;
  bottom: 14px; left: 0; right: 0;
  display: flex; justify-content: center; gap: 8px;
  z-index: 2;
}
.slider-dot {
  width: 9px; height: 9px;
  border-radius: 999px;
  border: none;
  background: rgba(255, 255, 255, .38);
  cursor: pointer;
  transition: all .25s;
}
.slider-dot.active { width: 26px; background: var(--accent); }

@media (max-width: 720px) {
  .hs-slide { min-height: 250px; }
  .hs-content { padding: 40px 56px 52px; }
  .slider-arrow { display: none; }
}